Wright Specialty Insurance, Continental Western Group and EMC Insurance Companies have taken sides in the gun control debate. They already provide insurance for Kansas school districts but will restrict coverage for concealed carry of firearms or not renew their coverage for districts that allow it.
A "new law lets school boards designate employees who can bring guns to school. The employees must have valid concealed-carry permits."
While I mostly agree with " “We understand that school districts have every right to decide which way they want to go,” Bernie Zalaznik, EMC’s resident vice president in Wichita, said Monday. “But we have to make the decision based on what we perceive to be our best financial interest.” " I remain skeptical that this is a purely financial interest decision. Why? There are schools in other states that have allowed concealed carry for many years without incident. Homeowners insurance already covers incidents involving firearms. There are many high-risk activities that are covered by insurance companies - law enforcement, flying, skydiving, SCUBA diving, motorcycle riding, race car driving, etc. And it seems from the article that they do already provide insurance where firearms are in the schools - in the hands of law enforcement officers. Those officers are not immune to negligent discharges of their firearms of having them taken from them.
http://cjonline.com/news/2013-06-18/no-school-insurance-teachers-guns
Have you seen the YouTube video of an officer discussing firearms safety in a classroom? It's worth watching this 2:49 video to see him shoot himself with his "unloaded gun". I realize this will embolden many gun control advocates, "see, guns in the classroom are dangerous", but we don't need to go there, do we? I don't think we're expecting licensed, trained, authorized school staff to teach firearms safety and we hope they'll never have to draw their firearm in school for any reason - certainly not for classroom demonstration. Firearms safety should be taught in schools but should be provided in a truly safe environment and by trained professionals who provide that service - with better safety performance records than this particular officer.
https://www.youtube.com/watch?v=am-Qdx6vky0
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July 2, 2013
Despite 100 years of precedent, no one will be allowed to march in the Independence Day Parade in Belton, Texas while carrying firearms, including the color guard and battle re-enactors.
The L&N Insurance Group of Temple, Texas refuses to insure the event if there are firearms present. That's not that they will charge more - it's that they refuse to insure. As mentioned in the comments of this article, insurance companies measure risk and charge appropriate rates. With firearms incidents by law abiding people at public events, there's no reasonable justification for refusing to insure the town for the event except to make a political statement. Also as suggested in the comments, either the town should get a different insurance company, those who would normally participate with firearms should not march - including the color guard, or the parade should be cancelled. This is another ridiculous pro-gun control statement that shows complete ignorance for the real issues. This does NOTHING to prevent someone from actually committing a crime with a gun there - and that kind of person would likely not be a registered participant of the formal parade. It's also mentioned that it does nothing to prevent firearms in general from being present as many people will have their personal, lawfully carried concealed firearms with them - just not as they march - unless they just don't display them as they march.
L & N Insurance Group, Temple, Texas is the insurer that is refusing coverage:
Main Office Address
4311 West Adams Ste. 209
Temple, TX 76504
Temple, TX 76504
Main Office Phone
tel. (254) 771-5581
fax (254) 771-5589
tel. (254) 771-5581
fax (254) 771-5589
Post Office Box
P.O. Box 366
Temple, TX 76503
Email Us
P.O. Box 366
Temple, TX 76503
Email Us
http://gunssavelives.net/blog/parade-marchers-soldiers-banned-from-carrying-rifles-during-local-parade-for-first-time-in-100-years/
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Related blogs:
http://us2ndamendment.blogspot.com/2013/06/insurance-companies-take-sides-in-gun.html
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Companies with Negative Gun Policies
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